Professional Repossession

Understanding the Need for Repossession Agents

When individuals enter into a credit contract, certain items may be listed as security, which can be repossessed if loan repayments are not made. In the event of a default on a loan, lenders have a choice: either pursue legal proceedings while continuing to charge interest and fees, or initiate the repossession of the secured goods, effectively freezing the amount owed under the loan.

Repossessions often involve vehicles (such as cars, trucks, motorcycles, boats, caravans, and tractors) due to their identifiable registration or serial numbers. However, credit contracts may also include loans specifically for household items that become the security interest
for the loan.

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The 'Nuclear' Option: Repossession

Repossession is considered the last resort when all attempts to bring the loan back in line with the credit contract have failed, and the borrower is unable to make the outstanding payments. Repossessions can be stressful for both the lender and the borrower, with emotional involvement from the borrower's perspective. This is where the expertise of an experienced and professional repossession service becomes crucial. Our repossession agents ensure that all legal obligations are met and that your property is recovered quickly and efficiently while maintaining a respectful and caring approach toward the borrower

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Comprehensive
Repossession Expertise

We have successfully undertaken a wide range of repossessions across New Zealand.

Our team of trained professionals understands the complexities involved in repossession cases and ensures that each repossession is executed with precision, adhering to legal requirements. We prioritise the swift recovery of your property while handling the process in a respectful and empathetic manner.

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